Hybrid and electric cars are powered by electricity instead of gasoline or diesel. To get the best auto insurance for your hybrid or electric car, it’s essential to understand how these vehicles differ from gas-powered cars. Ingram Insurance in Cheraw, SC is here to assist with all related queries.
Auto Insurance Options for Hybrid and Electric Cars
Although hybrid and electric cars differ in their makeup compared to gasoline-powered autos, each vehicle type requires auto insurance coverage according to their state’s legal requirements.
Below are four types of insurance coverage available for today’s high-technology vehicles:
- Liability Coverage – when SC drivers buy liability insurance, they are buying protection from lawsuits that may be filed because of an accident. For example, this coverage will pay for the costs of a lawsuit if someone is hurt due to your car crashing into theirs.
- Bodily Injury – includes injuries to people inside the car, such as passengers or drivers. This type of cover typically pays for medical expenses and other damages sustained by those involved in the crash.
- Property Damage – covers losses suffered when something inside or outside your car is damaged by an accident or the theft of items inside the vehicle.
- Comprehensive and Collision Coverage – protects drivers from all loss types, including those not caused by an accident and the costs associated with being involved in a crash, regardless of who was at fault.
Get Auto Insurance for Your Hybrid or Electric Car
If you are in the market for auto insurance for your hybrid or electric car, Ingram Insurance can help!
We offer a wide variety of policies to fit all budgets and needs, so you can be sure you’re getting the right coverage. Contact us today to learn more about auto insurance in Cheraw, SC.