Driving in South Carolina is a pleasure, but like anywhere else, it can be risky. Making sure that you have the right auto insurance is important. At Ingram Insurance in Cheraw, SC, we are an independent insurance agency. We can offer our customers more choices since we offer many different carriers.
Auto Insurance Requirements
The auto insurance that is mandated by the state of South Carolina is 25/50/25. That is all liability coverage. $25,000 is for the first injured party in an accident that you are responsible for. The $50.000 is the total for all injuries in that accident, with an additional $25,000 for property damage. It is important to protect other people from you, but that doesn’t leave anything to protect you from an accident where you are at fault.
If you don’t have a car loan, you can get basic liability insurance. But if you have a loan or a lease, you have to have additional insurance that the lender or the lessee will require. You will need to protect your car, so comprehensive and collision coverage is required.
If, like most people, you use your vehicle every day, having it damaged so that you can’t drive will be a hardship. If you have the money to fix your vehicle or replace it yourself, then you don’t need to have auto insurance no matter where you live. But, if you can not do that, then having auto insurance will allow you to purchase a new car if necessary or get the repairs that your car needs to be made.
Contact Us Today
Give us a call or stop by Ingram Insurance in Cheraw, SC to get a quote for auto insurance coverage or to ask us any questions you may have.