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Ingram Insurance Agency

20 Chesterfield Hwy
Cheraw, SC 29520

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If You’re Confused About Auto Insurance, Read This Quick Guide!

Are you about to buy auto insurance for the first time and feel absolutely baffled? Well, our team at Ingram Insurance can help Cheraw, SC drivers understand their policies and provide the guide that you need through this important and potentially rewarding process.

Price Factors

Have you looked at policy pricing and had no idea how it was decided? Here are some factors that affect it:

  • Your age
  • Driving history 
  • Marital status
  • Gender
  • Current location 
  • Credit scores 

Collision and Comprehensive Coverage

Comprehensive coverage is designed to protect you from issues caused by non-collision issues, such as fire, flood, hail, deer, and vandalism. Collision helps when you hit anything while driving, and you’re at fault. Both are important options to add to your policy.

Bundling Policies 

Did you know that you can bundle different insurance policies if you get them from the same provider? So, if your parents or partner has a policy, you can get one from the same provider and even save money. Furthermore, you can also get home and even life insurance in this way. 

Other Drivers are Protected 

If your brother borrows your car and gets into an accident, will your insurance pay? Absolutely! Your policy follows the car, not the driver. In the same way, your policy won’t protect you if you drive a different car, so make sure every vehicle you drive has insurance. 

Lapses are a Problem 

We know that it might seem pricey to pay your policy every month. But if you don’t keep your insurance up to date, you’ll end up lapsing and could lose coverage. When you get it again, you’ll have to pay even more.

We’re Here to Help 

Contact us at Ingram Insurance if you’re still confused about your Cheraw, SC insurance protection. Our team will provide the help you need to choose a policy that fits your budget.


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