Your home insurance policy needs to be reviewed on a regular basis. Just as you change over the years, your home insurance needs change as well. At Ingram Insurance in Cheraw, SC we are here to help with any questions you have about your home coverage.
When your policy renews
When your home policy renews, it is the perfect time to take a look at your declaration page and make sure that all the figures make sense. Is your deductible right? Do you have the endorsements you need to protect you against things your policy might exclude? All the figures will be right there for you to look at.
When you make major changes
Have you made any major changes to your home? Added square footage, added another bathroom, finished the basement or attic? All of these can increase your square footage and increase the value of your home at the same time. Give your insurance carrier the information they need to give you the coverage that is right for you.
When your income changes
It is one of Murphy’s laws that the more money you make and the more assets you have, the more people will sue you for. If your income has risen significantly since you took out your home insurance policy, consider upping the liability coverage and maybe consider an umbrella policy.
When your liability changes
Have you added a swimming pool to your home? Gotten your kids a trampoline? Found a four-legged friend you can’t live without? These are all things that can raise the risk of your being sued and needing more liability coverage. Talk to your insurance agent asap.
Reach Out To Us!
Contact the office of Ingram Insurance in Cheraw, SC and let us help you to review and make adjustments to your home insurance coverage.